Finance
Drive away today,
pay your way
Simple, honest car finance for every situation. Get behind the wheel sooner than you think.
Finance available
We've got options to suit every situation
At PC Cars Wholesale, we believe everyone deserves a fair shot at getting into a quality car. That's why we offer finance options to suit a wide range of budgets and circumstances.
Whether you're buying your very first car, upgrading to something better, or just need a reliable set of wheels — we'll work with you to find a finance option that actually fits your life. No confusing jargon, no hidden fees, just straightforward help from people who care.
Flexible repayments
Weekly, fortnightly, or monthly — whatever works best for your budget and lifestyle.
Fast approvals
We move quickly so you're not left waiting. In many cases you can drive away the same day.
All situations welcome
Good credit, bruised credit, or no credit history at all — talk to us and we'll do our best to help.
No hidden fees
What we quote is what you pay. Transparent pricing from start to finish, every time.
How it works
Three simple steps
01
Find your car
Browse our range and find a car you love. Our team is on hand to help you compare options and find the right fit for your needs and budget.
02
Talk to us about finance
Get in touch and we'll walk you through the options available to you. Simple, honest, and zero pressure — we're here to help, not to sell.
03
Drive away
Once you're approved, it's as easy as signing the paperwork and driving your car home — often on the very same day.
Why finance with us
Built around you
We're on your side
We're not a bank. We work for you, not against you — finding the best way to get you into your next car.
Honest advice
We'll always give you a straight answer. If something isn't right for you, we'll tell you — and help you find what is.
Local & approachable
We're a New Zealand business and we treat every customer like a person, not a number. Come in for a chat anytime.
Ready to talk finance?
Get in touch with our team today and we'll walk you through your options — no obligation, no jargon, just honest advice.
Contact us today